{"id":10419,"date":"2025-05-28T10:05:32","date_gmt":"2025-05-28T10:05:32","guid":{"rendered":"https:\/\/www.neo.nl\/?p=10419"},"modified":"2026-01-05T09:26:57","modified_gmt":"2026-01-05T09:26:57","slug":"hoe-schadeverzekeraars-van-bovenaf-vastgoedrisicos-in-beeld-brengen","status":"publish","type":"post","link":"https:\/\/www.neo.nl\/en\/how-property-damage-insurers-monitor-property-risks-from-above\/","title":{"rendered":"How property damage insurers portray property risks from above"},"content":{"rendered":"<p>For non-life insurers, it's all about risk management. Especially in real estate. The sharper your visibility, the better you can minimise risks in your insured portfolio. Earth observation, analysing the built environment via satellite and aerial imagery, provides a powerful tool to do just that.<\/p>\n\n\n\n<h2 class=\"wp-block-heading blog-headingh2\"><strong>From image to risk profile<\/strong><\/h2>\n\n\n\n<p>With up-to-date aerial and satellite images, we map what is going on at each insured property as well as in its immediate surroundings. Think about:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong><a href=\"https:\/\/www.neo.nl\/en\/solar-panels-on-the-map\/\">Solar panels<\/a><\/strong> - Have they been placed since the policy started? What does that mean for fire risk or coverage?<\/li>\n\n\n\n<li><strong><a href=\"https:\/\/www.neo.nl\/en\/tree-base\/\">Trees<\/a><\/strong> - Are there tree branches hanging over roofs? What is the impact in case of storm or lightning damage?<\/li>\n\n\n\n<li><strong>Buildings and surroundings<\/strong> - Is the property close to a high-risk element such as a petrol station or watercourse? How vulnerable is the site to explosion or flooding?<\/li>\n<\/ul>\n\n\n\n<p>These objects are just examples. In principle, we can generate data on anything visible from above: dormers, outbuildings, yard paving, solar panels, chimneys, fences and more.<\/p>\n\n\n\n<h2 class=\"wp-block-heading blog-headingh2\"><strong>Detect changes. Avoid surprises.<\/strong><\/h2>\n\n\n\n<p>Insurers often already have customer data. But how current and accurate is it? <\/p>\n\n\n\n<p>Public sources such as BAG or land registers are often months or years behind and offer low completeness and accuracy.<\/p>\n\n\n\n<p>With earth observation, we validate existing data, identify changes and fill in missing information. <\/p>\n\n\n\n<p>This is how we detect:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>New risks not previously known<\/li>\n\n\n\n<li>Additional structures not (yet) insured<\/li>\n\n\n\n<li>Situations involving <strong>underinsurance<\/strong><\/li>\n\n\n\n<li>Contaminated or outdated customer data in your systems<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading blog-headingh2\"><strong>Monitoring at scale<\/strong><\/h2>\n\n\n\n<p>NEO provides constantly updated information at both building and area level. With smart AI and image recognition, we monitor all objects and their surroundings. Automatically, scalably and reliably. So you get a grip on the risks within your entire portfolio.<\/p>\n\n\n\n<h2 class=\"wp-block-heading blog-headingh2\"><strong>What does it deliver?<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Insight<\/strong> in risks per object and area<\/li>\n\n\n\n<li><strong>Validate<\/strong> and cleaning of customer data<\/li>\n\n\n\n<li><strong>Detection<\/strong> of underinsurance and uncovered risks<\/li>\n\n\n\n<li>Ability to offer additional coverage<\/li>\n\n\n\n<li>Faster underwriting and more accurate premium setting<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading blog-headingh2\"><strong>Every building in view. Every change monitored.<\/strong><\/h2>\n\n\n\n<p>With earth observation, as a property and casualty insurer, you get a sharp view of where your risks really lie. And above all: where they arise. So you work proactively to minimise damage, improve your customer data and future-proof your portfolio.<\/p>\n\n\n\n<p>Want to know more about how we monitor your customers and their environment? We'll show you. From the air. Down to the square metre.<\/p>\n\n\n\n<p>Our domain specialist <a href=\"https:\/\/www.linkedin.com\/in\/brunekreef\/\">Erik Brunekreef<\/a> is at your service, <a href=\"mailto:info@neo.nl\">get in touch<\/a> and discover the possibilities.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><\/div>\n\n\n\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>For non-life insurers, it's all about risk management. Especially in real estate. The sharper your visibility, the better you can minimise risks in your insured portfolio. Earth observation, analysing the built environment via satellite and aerial images, offers a powerful tool to do just that. From image to risk profile With up-to-date aerial and satellite images [...]<\/p>","protected":false},"author":13,"featured_media":10420,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","footnotes":""},"categories":[29],"tags":[],"class_list":["post-10419","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-algemeen"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Hoe schadeverzekeraars van bovenaf vastgoedrisico\u2019s in beeld brengen - NEO<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.neo.nl\/en\/how-property-damage-insurers-monitor-property-risks-from-above\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Hoe schadeverzekeraars van bovenaf vastgoedrisico\u2019s in beeld brengen - NEO\" \/>\n<meta property=\"og:description\" content=\"Voor schadeverzekeraars draait alles om risicobeheersing. Zeker bij vastgoed. Hoe scherper je zicht op de werkelijkheid, hoe beter je risico\u2019s kunt minimaliseren in je verzekerde portefeuille. Aardobservatie, het analyseren van de gebouwde omgeving via satelliet- en luchtbeelden, biedt een krachtig hulpmiddel om precies dat te doen. 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